Aa
Just When Things were getting good...
So I am on day 7 and I was feeling pretty good today until I got off around 7am and by 7:30am I recieved the most messed up phone call I ever got.
I got a payday loan awhile back and had some issues when I lost my job and I couldn't pay back I was trying to make payment arrangements but it took me a bit to get a new job and by the time I did the company sent it to some other company. I had some other issues with my bank and had to close my old account this payday loan was on but any electronic check was on would be transferred to my new account at the same bank so it wasn't a closed account.
Anyhow, this lady called from Florida I live in Oregon and she said she has a police department case number and gave it to me and said if I didnt't pay this with a credit card to western union or go to a western union in 2 hours my police department would be looking for me and arrest me for a felony fraud....WHAT???
I was defenitely freakin after this I couldn't come up with a freakin $1000 she said I had to pay which wasn't even my loan amount. My mom helped me out and my X giving me advice to call the police department so I did and it was not a real case number and the police department said they wouldn't arrest me for this type of thing that it would go through a civil court...
I was freaking out so bad for a long time...thinking well I have never been to jail being 24 and all and thinking I am going to jail for felony fraud any minute...THE WORST FEELING POSSIBLE...this sucked so bad I felt like getting off the pills didn't help me at all because I felt like look I start doing good and then this happens.
Basically, this lady ruined my day I was upset all day and so scared for the longest time. I don't understand why this lady and company did such a ****** up scare tacit to get money I was gonna pay them I just needed time.
I can't even express the thoughts going through my head at the time I was thinking about wow I just off of pills and I am gonna be in jail
I thought about running
I thought about not sleeping at all when I finally can
I thought about not having the normal things I have in life
I thought so much and it just out right sucked to feel this way.
I am not in jail as you can see and I haven't started using again but I felt so down.
You know I don't understand life sometimes you try to start doing good and then something like this comes and brings everything down. Besides all this my withdrawls were done but those emotions of mine are still all over and this situation made me have a huge breakdown!!!!!!!!!
Well I just woke up I finally went to sleep around 1pm pacific time and just woke up at 10pm I didnt wake up once. I have felt like I am getting a cold so mabye I slept so long because of that or mabye the stress and the withdrawls are done. But I am trying to forget it but Its hard.
I just had to chat about this and get it off my chest.
Thanks for listening to me
Hows everyone tonight, I hope ok...
-kim
I got a payday loan awhile back and had some issues when I lost my job and I couldn't pay back I was trying to make payment arrangements but it took me a bit to get a new job and by the time I did the company sent it to some other company. I had some other issues with my bank and had to close my old account this payday loan was on but any electronic check was on would be transferred to my new account at the same bank so it wasn't a closed account.
Anyhow, this lady called from Florida I live in Oregon and she said she has a police department case number and gave it to me and said if I didnt't pay this with a credit card to western union or go to a western union in 2 hours my police department would be looking for me and arrest me for a felony fraud....WHAT???
I was defenitely freakin after this I couldn't come up with a freakin $1000 she said I had to pay which wasn't even my loan amount. My mom helped me out and my X giving me advice to call the police department so I did and it was not a real case number and the police department said they wouldn't arrest me for this type of thing that it would go through a civil court...
I was freaking out so bad for a long time...thinking well I have never been to jail being 24 and all and thinking I am going to jail for felony fraud any minute...THE WORST FEELING POSSIBLE...this sucked so bad I felt like getting off the pills didn't help me at all because I felt like look I start doing good and then this happens.
Basically, this lady ruined my day I was upset all day and so scared for the longest time. I don't understand why this lady and company did such a ****** up scare tacit to get money I was gonna pay them I just needed time.
I can't even express the thoughts going through my head at the time I was thinking about wow I just off of pills and I am gonna be in jail
I thought about running
I thought about not sleeping at all when I finally can
I thought about not having the normal things I have in life
I thought so much and it just out right sucked to feel this way.
I am not in jail as you can see and I haven't started using again but I felt so down.
You know I don't understand life sometimes you try to start doing good and then something like this comes and brings everything down. Besides all this my withdrawls were done but those emotions of mine are still all over and this situation made me have a huge breakdown!!!!!!!!!
Well I just woke up I finally went to sleep around 1pm pacific time and just woke up at 10pm I didnt wake up once. I have felt like I am getting a cold so mabye I slept so long because of that or mabye the stress and the withdrawls are done. But I am trying to forget it but Its hard.
I just had to chat about this and get it off my chest.
Thanks for listening to me
Hows everyone tonight, I hope ok...
-kim
I'm from Washington. We were in Oregon for my daughters soccer tournement this weekend. It was beautiful. I have been in Oregon before but really fell in love with it this time. Maybe because of no meds. I was very emotional my first week of meds. I think if I would have gotten that phone call I would have said come pick me up!!LOL It gets better and the BIG emotional swings go away. Oh yeah the cold symmptoms could be w/ts
Thanks for writting back I live on the oregon coast and yes here it is very pretty but I am moving to Seattle I love it there and I have friends and family there. Glad to hear your not using
My X and Mom told me tell this company to F**k off but I was so down I had no energy to go off on someone and I thought it was true
I talked to lawyers and all and just the assurance that this was just a really messed up scare tatic.
take care
kim
My X and Mom told me tell this company to F**k off but I was so down I had no energy to go off on someone and I thought it was true
I talked to lawyers and all and just the assurance that this was just a really messed up scare tatic.
take care
kim
Yeah, I've been there. I'm just a ferry ride away from Seattle. Why are you moving there?
Those collection agencies will do and say anything to get you to pay. Want to hear a funny story? Okay...I owed this stupid bill from an ER visit I had a few years back. So this collection guy, Joe was his name..used to call me constantly for the money. I used to duck and dodge him, tell him I'd pay it eventually, etc. Until one day Joe got kind of cocky with me. He said "Look lady, you owe this money and you need to pay it." So I told him: "Hey, Joe..you better hope people like me DON'T start paying our bills...or you're out of a job, dude!" He got totally quiet for a minute, so I went on... "Yeah, Joe, that's right...you better show some respect for people like me cuz we're your bread and butter! So whatcha think of THAT??!!" He said "Hmmmph. I never thought of it like that."
You know, I never heard from Joe again.......lol
Don't worry, kim....you can't go to jail if you can't pay your bills. They may put it on your credit report though. My ex messed up my credit so badly that I don't think I could get a gumball on credit. lol
I did end up paying off that hospital bill a few months ago, though. I kinda miss ol' Joe, we really talked alot. lol :)
Love
Jenny
Okay now I am really going to BED!!!!!!!!!!!! Night all! :)
You know, I never heard from Joe again.......lol
Don't worry, kim....you can't go to jail if you can't pay your bills. They may put it on your credit report though. My ex messed up my credit so badly that I don't think I could get a gumball on credit. lol
I did end up paying off that hospital bill a few months ago, though. I kinda miss ol' Joe, we really talked alot. lol :)
Love
Jenny
Okay now I am really going to BED!!!!!!!!!!!! Night all! :)
Well I am gonna go to college there and my family and friends are there. Plus, I love the city. I used to live downton across from Nordstrom. It was different than here on the coast its so quiet an small on the coast of oregon and I am still young and just want more
-kim
-kim
That is such a good way of putting it and you made me laugh thanks:)
Thanks so much for writting me Jenny
Hope all is well with you
Have a great night
Best wishes
and I hope you have sweet dreams
Take Care
-Kim
Thanks so much for writting me Jenny
Hope all is well with you
Have a great night
Best wishes
and I hope you have sweet dreams
Take Care
-Kim
I used tolive downtown in a studio on Bell street. I remember when I was moving out I got a bumb to suck on a hose so that I cuold drain my waterbed. He was glad to do it for a beer. I don't think I stopped any sort of recovery. lol I have always enjoyed all sorts of people of all walks of live or background, we all came from the same place.
Hi Kim,
I know exactly what your saying. It always seems like, when your fighting to do something good in your life...
It's like swinging swords and trying to paddle a boat upstream!
I know it's hard, especially the emotional impact, can devistate on how long you fought, but...
You have to get up, and dust yourself off, and keep going! I know it is so hard to Fight the good Fight we all are fighting for!
Just try to stay strong, stay here, and Never Give Up!
God Bless,
Todd
I know exactly what your saying. It always seems like, when your fighting to do something good in your life...
It's like swinging swords and trying to paddle a boat upstream!
I know it's hard, especially the emotional impact, can devistate on how long you fought, but...
You have to get up, and dust yourself off, and keep going! I know it is so hard to Fight the good Fight we all are fighting for!
Just try to stay strong, stay here, and Never Give Up!
God Bless,
Todd
thank you for those encourging words
I am gonna keep staying strong and next this ever happens they will not get the best of me, thats for sure:)
-Kim
I am gonna keep staying strong and next this ever happens they will not get the best of me, thats for sure:)
-Kim
Now that a Girl..!
Good to know, you won't let it take you out!
Good Focus, and attitude!
Love,
Todd
Good to know, you won't let it take you out!
Good Focus, and attitude!
Love,
Todd
Kim, that's a very good attitude. I'm so proud of you!! You are doin' awesome!! Yeah, I once had a bill collector (when I was young 23 lol) tell me that if I didn't pay the bill that they would send a police officer to my work the following morning if it wasn't paid by then, so I waited til the next morning scared to death and you know what? They didn't show up that morning or any morning after that!! And later I asked someone that would've known the answer to that and they said that that's not even possible, that it's a civil suit not a criminal suit. So I was worried for nothing lol... oh well, we live and learn lol...
Cinnamon, that was freakin' hilarious...I needed a laugh lol...
Ya'll take care and you are in my thoughts and prayers...
Hugz and luvs ya'll,
Lil. :)
Cinnamon, that was freakin' hilarious...I needed a laugh lol...
Ya'll take care and you are in my thoughts and prayers...
Hugz and luvs ya'll,
Lil. :)
Oooh, that makes my "mama claws" come out! I don't know how old you are (I'm 46) but I feel very protective right now. You have no idea how much I wanted to ask you for this agencies number so I could call them and give them a piece of my mind! lol!
The courts don't even make it a priority unless it is over $2000 and even then they don't just go out and arrest people.
Goodness, what some of these collection agencies will say!
The courts don't even make it a priority unless it is over $2000 and even then they don't just go out and arrest people.
Goodness, what some of these collection agencies will say!
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