Member Comments are provided by individuals and reflect their personal opinions only. Under NO circumstances should you act on any advice or opinion posted in this forum. ALWAYS check with your personal physician before taking any action regarding your health! MedHelp International and our partners, sponsors and affiliates have no obligation to monitor any comments posted on this site, or the content and/or accuracy of such exchanges. MedHelp International does not endorse the views of any user.
Diabetes - Juvenile Community
This patient support community is for questions related to juvenile diabetes including celiac disease, depression, diabetic complications, hyperglycemia / diabetic keto-acidosis, hypoglycemia, islet cell transplantation, nutritional issues, parenting a diabetic child, pregnancy, pump therapy, school issues, and teens with diabetes.
life insurance
by M&M, May 14, 2007 12:00AM
My husband and I are already seeing that my two year old son will have a hard time being approved for insurance.
Is there a special policy out there for youngsters with diabetes? Its a shame they are diagnosed so young too young to have did anything to themselves to cause this. They dont smoke, drink etc.not fair to them.
My husband applied for another insurance policy since recently purchasing a motorcycle and our son was turned down on the Child rider policy.
Can insurance companies deny him if he has an existing policy prior to diagnosis?
I hope there is a cure before he hits adult hood i am just thinking future need for him if one days he marries etc.
Is there a special policy out there for youngsters with diabetes? Its a shame they are diagnosed so young too young to have did anything to themselves to cause this. They dont smoke, drink etc.not fair to them.
My husband applied for another insurance policy since recently purchasing a motorcycle and our son was turned down on the Child rider policy.
Can insurance companies deny him if he has an existing policy prior to diagnosis?
I hope there is a cure before he hits adult hood i am just thinking future need for him if one days he marries etc.
Doctor's Answer
by Forum-vol-wak, May 14, 2007 12:00AM
I am not a physician or insurance agent, but the mom of a type one diabetic. I have been told by several insurance companies that they only way for me to get life insurance for my daughter is if my job offers life insurance for the family . I should get it as most insurance companies will not cover diabetes.
As for health insurance a child should be able to qualify for insurance at least Medicaid. Check with your local department of social services. They might also have some helpful hints for life insurance.
As for health insurance a child should be able to qualify for insurance at least Medicaid. Check with your local department of social services. They might also have some helpful hints for life insurance.
Post Comment
I do not know where you are located but here where I live in Illinois, my husband got me state insurance. It's BC/BS payng their 80%. It's called, C.H.I.P.S. The premium, depending what coverage you need, depends on the cost. Boy have they helped me! Meds hospital and doctors. Hope this helps.