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Life Insurance

by H.C, Nov 12, 2003 12:00AM
I am having problems finding a life insurance company that will sell life insurance to me since I have Hepatitis C.  Can anyone out there help me locate an Life Insurance Company who is willing to insure someone with Hepatitis C. I live in Maryland, and was hoping someone could give me a name and telephone number of an Life Insurance Company who accepts Hepatitis C patients.



Thank you so much.
Member Comments (7)

by DH Bill, Nov 12, 2003 12:00AM
To: HC
I believe we are un-insurable until we have been undetectable  for 5 years after tx (treatment)

by nurse12hr, Nov 12, 2003 12:00AM
Even then, you may only be able to qualify for very small ($5000) policies.  



by HepCinLA, Nov 12, 2003 12:00AM
Try Hartford.  They've insured me despite my Hep C status.  (Of course I'm paying more a month than a healthy person but at least it's not an too much).

by doll face, Nov 12, 2003 12:00AM
To: H.C
What a good question. I have been turned down by 3 different companies so far. My present one wants me to fill out an updated sheet but I have been stalling since I have had this disease for longer than my insurance I am afraid they will call it a preexisting condition even though I didn't know about it back then.

by oldhippiechick67, Nov 12, 2003 12:00AM
To: Dollface
I got life insurance (not a huge sum) before I knew my Hep C status, so I am covered, I dont think they have the right to cancel you if you found out you have it after the policy went into effect.

by Bodie, Nov 13, 2003 12:00AM
To: H.C.
Try Globe. They sent me an ad that said pre-existing was OK. Only the highest it goes is 20,000. Look at 1dollarglobe.com for info on it. It will take your info and send you a quote. Best I can remember, (haha) it was not that complicated.

Good luck!

by mrbill, Nov 13, 2003 12:00AM
are you sureabout globe? i get those app's all the time and it has that question they all do, do you now or ever had a liver disease? it really is a bummer especially when you have children. they obviously all believe hepC is a death sentence, although we all know it aint.
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