Assessing the risk
This forum is for questions and support regarding heart issues such as: Angina, Angioplasty, Arrhythmia, Bypass Surgery, Cardiomyopathy, Coronary Artery Disease, Defibrillator, Heart Attack, Heart Disease, High Blood Pressure, Mitral Valve, Pacemaker, PAD, Stenosis, Stress Tests

Even if you have plaques, it's likely that you will suck all of the lipids out of them and be at low risk for one of them to rupture causing a heart attack. If you give it a couple of years you will probably have some regression of any existing plaques and improvement of test results.
Recent studies done by Dr. Gregg Brown of the University of Washington show significant regression of plaques for patients on a combination of a statin drug and niacin over a 5 year period.
If you let them cath you, make sure that you have established criteria for dropping a stent in advance of the procedure. If they put a stent in a 60 or 70% blockage you may be putting yourself at much higher overall risk because of the risk of restinosis. You will also be losing the ability to ever bring that artery back to health again.
Last year, at 58, in good health and cholesteral down to a respectable 155) and no symptoms except a change in shortness of breath while running the dog, I asked my family practicioner for a stress test, which I failed. My next step was to do a diagnostic cath with clear instructions to Drs. NO PROCEDURES. The images showed 90% blockage in two and 65% in third, and one of the 90% guys was bulging and described by the cardiologist as a "widow-maker.". I wound up having a triple and it probably saved my life.
My point is, you are doing all you can to control your situation based on what you know. But it could be what you don't know that could kill you. If there is no reason not to do the cath and just 'see' what's there - I'd say go for it now, while you're young and in such good shape.
Good luck.