I am sorry i wish i could help you with this, but i am not quite sure how the insurance stuff works. My guess would be it should be ok, but like i said i am not quite sure...Doesn't seem to be to many people on right now, but usually there is. If no one gets back to you tonight, try again in the morning. I am sure someone will be able to have a better answer for you.
Congrats on wanting to get clean, i know this is a hare thing to go through. But you seem to know alot already, since you have done it once. Don't worry alot of us all relapse, i just did - so now i am at day 1 again.
Stay with this forum, there are lots of people here that can help. Alot of people going through the same things.
I am sure you will get an answer soon, just be patient! Like i said if no one responds tonight, try again tomorrow morning.
Good luck to you
Hopeless