sounds like a bad enough fall that a
fractureFractures across a growth plate could have happened and you could have arthritis from that. an XR helps evaluate for that. it's important that you get evaluated since you depend on your hands as a carpenter. if you don't have insurance, go see your local county health clinic, they often charge patients according to their ability to pay (sliding scale)
the risk of not getting treated is lifelong pain in that joint from complications from a fracture