Insurance for fertility

Hi everyone I just went to my doctor who referred me to a fertility specialist. I need to get insurance that will help me pay for some of this because it looks like it's going to be very expensive. Can someone please tell me what some good companies are that aren't too expensive. Thank you

[ladybug82]

I dont know of any insurance that covers infertility, if so please do tell i do know of insuarnce that covers all RE's procedures ( iui, ivfs) i am aware that they do cover diognoatic basically til they r/o unexplained infertility .. and aftr that is done you are responsible for all procedures my insurance covers CLOMID, blood work. and surgeries, I pay for my consults and u/s .. it ***** ... much hugs BALLA MARIE you are hopping on THE TTC train destintion BABY.... bugs hugs *:O) erika

[BellaMarie84]

Thank you so much! I know noone offers fertility insurance, I called around all morning. There isn't much I can do.

[LIL_LADY24]

PLEASE.................let us all know when you find one............I have BCBS and it does not cover any infertility only what they code it..........depends on ur dr and what they code it either as infertility or just the diagnostic testing

[ladybug82]

i wish they made a insurance for fertility only ... they would totally have buisness..... i have A ETNA and they cover pill form meds... and ithink i get th triGger billed to them but i have to pay a portion but not untill they bill me... it is very expensive thE gonal f pens it self900iu ae 700 each imagine how mny you need gees...


I WILL LET YOU KNOW THIS I HAVE ANUMBER WHERE IF YOU ARE HAVING A PROCEDURE DONE LIKE IUI AND IVF YOU CAN QUALIFY FOR ALL YOUR MEDS THEY WILL BE SHIPPED TO YOUR RE AND YOU WIL GET QUALIFIED BUT YOU ONLY QUALIFY ONCE FREE THN THE REST OF THE OTHR TIMES YOU WILL GET AT LAST A 40 % DISC. IT IT WELL WORTH ITLET ME KNOW IF YOU GUYS ARE INTERESTED MUCHLUCK AND BUG HUG S

[lilac84]

I know this can get expensive. I know allot of people go through finance. They get a loan. I wish, there would be insurance for fertility.

[BellaMarie84]

Thank you everyone for your comments! I had no idea until yesterday that there is no insurance for any of this : (

[bluegenie2003]

I think it also depends on what company you work at and what benefits they choose.  I work for a school system and have an HMO through BCBS and all of my procedures are covered 50%. If I move up to PPO, then it will be covered 100%.  I think Md has a law though that fertility procedures have to be at least partially covered by insurance.

[PrincessJam]

We have insurance through my husband's work.  I was just looking the other day (just so I would know) and we have coverage for infertility and procedures up to $20,000 in a lifetime.  We have BCBS PPO.  I am not sure how much we pay for it, as it comes out of his paychecks, but I am thinking that will be nice to have someday... just in case.  

[ladybug82]

i never did type in the number duh of me .. its fertilitylifelines.com and you ask for  the compasionate care plan, they will help you with free meds for your IVF