I have just seen my GP, normal blood results, thyroids normal. all that stuff.
These new symptoms have been happening gradually, it wasn't like one day I woke up did exercise and heart beat was fast, it slowly got faster to a point where I consciously noticed it.
I should have said, I have had similar effects in the past related to doses of other medications which I suppose Is why I think it's that. But am interested to hear if anyone else has and how they went?
I would get your physical health checked first. Extra fat, to my knowledge, does not have a huge effect on medication metabolism, at least not as much as more muscle mass does. You're on a perfectly normal dose of both meds, not some crazy high dose for large size. Given that your weight loss has been fairly steady and not sudden, but your heart rate increase and discomfort during exercise was (or was more sudden than the weight loss), I'd say it's more likely a physical problem and not related to the meds. With the healthy eating and exercise (and go you for doing it!), your heart rate while exercising should be getting lower, not higher, and your resting heart rate should be lower than it was.
When was the last time you got things like your thyroid checked? Depressive symptoms can be caused by a number of organic diseases or conditions, and just because you have a primary mental health problem doesn't mean that one of those other things couldn't happen. You should definitely speak with your doctor(s) about this, but don't be too quick to blame it on the meds.