Okay, I'm not a doctor or anything, but I've been researching all this since I was diagnosed. With that said:
Chiari Malformation is congenital. You can't actually get it from whiplash. You can get a similar effect, but not exactly Chiari.
However, a wreck can "jumpstart" Chiari symptoms. The problem is, the list of symptoms is pretty lengthy. A lot of Chiarians have different symptoms. Mine were/are dizziness, headaches, numbness in legs and hands, memory loss, fatigue, back pain etc. I've heard of others with vision-loss, a feeling of a "stuffed head", paralysis, among others.
If a neurologist looked at your MRI and was actually looking for Chiari, he/she would most likely have seen it.
Also, generally, you don't start feeling better once the symptoms start. It's usually a downword spiral until you get surgery, which mostly just stops the spiral. Seldom do you get "better". You just stop getting worse. Although symptoms can be alleviated.
I also have a CM abd have had whiplash as well as a few concussions. If you find out the answer to this please let me know as I will do the same for you.