Hi - I'm sorry you are in such a state and it should be an embarrasment for this country that you were turned down by SS. Now I want you to try again! But this time put EVERY problem and EVERY medication on the forms - even if they are not related to the CHF. There is a guy on the net that can help for a small fee Fred Johnson - he wrote a book and will help represent you for much less than an attorney. But even his book doesn't tell you to put EVERY ailment in the forms. I did that high blood pressure, post trauma, ashma, and torn disc from a car accident. I had worked all my life too and I was bound and determined to get SSI - you paid into it and you deserve it. It's difficult because they make you feel like you are asking for a hand out but that is not the case! Also see if you can get a doctor on you side, pay him/her a consultant fee (so they don't have to do it for free they don't get enough these days to fill in paperwork!) and try again. Please I want you to get what you deserve and have as long and as healthy a life as is possible.. Good Luck!
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How long have you had the CM? What is your EF? What symptoms do you have? Are you currently working? If you are, I think SSD is a lot harder to get. I was not able to work at all when I applied, and I did receive it on the first try, which is unheard of!