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Avatar universal

Love Obamacare

http://www.foxnews.com/politics/2014/02/05/budget-office-chief-obamacare-creates-disincentive-to-work/
43 Responses
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317787 tn?1473358451
Your information was really thought provoking.  When I first heard that people would stop working I really did not understand it.
I thought, who would quit working just to get free health insurance? I mean how would they manage to get food a place to live etc?

From what I have seen and heard the Affordable Care is not affordable for many young families because the deductibles are so high.

I still did not see them thinking of quitting their jobs just to get insurance.  I appreciate your explanation.

It makes more sense to me now that with health care not being attached to employment people would be able to move around in their chosen fields. without worrying about losing their health insurance coverage

Dee
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1530342 tn?1405016490
More good info T..Thanks:)
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Avatar universal
Who and what?
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163305 tn?1333668571
Maybe it's just me but it seems like the two of you come on here with whatever article and rather than discussing it's attributes you start throwing names around, and trying to categorize people which I feel creates divisiveness.
Granted on this particular thread you tried to insert some humor into it but it still was baiting and divisive.

Others here on the forum can agree to disagree. But you two guys come on here pushing and taunting like a couple of middle school kids wanting to pick a fight.

Guess, I was just fed up with it yesterday when I wrote what I did.
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Avatar universal
What the CBO report actually said:

1. OLDER AMERICANS. The CBO says that million of people hang on to bad jobs just to keep their health insurance. The majority of the people who do this are older Americans who are too young for Medicare and/or have pre-existing condition. Many of these people have enough savings or good pensions so they could retire early except they haven't been able get health insurance in the individual market.

2. FREEDOM. CBO Report says that the ACA gives people the freedom to quit jobs they've been hanging on to just get health insurance. How is that a bad thing?

3. NO DECREASE IN JOBS. As a result, at the very least, exactly the same number of jobs will be available, but there might not be as many workers willing to work them as before.

4. SLAVE LABOR. This is one of the real reason the Republicans dislike Obamacare: People will no longer be willing to work low wage, slave-labor jobs just to get health insurance. That means there will be more competition for workers and wages will rise.

5. YOUNG PEOPLE. We've been hearing complaints for years that young people have been shut out of the job market precisely because older Americans have been hanging onto jobs well past the time they wanted to retire just to keep health insurance. So not only does this give people the freedom to stop working when they want to, it opens up thousands of jobs to young people trying to break into the job market.

The real reason Republicans are pushing this story is to distract attention from the rest of the CBO Report

1. MORE REVENUE. According to the same CBO report, the ACA will bring in $8 billion more than previous estimate. That's $8 billion in debt reductions on top of the $107 billion the CBO previously predicted.

2. REDUCTIONS IN UNINSURED. The CBO Report also says that in spite of the slow roll out, the ACA will only be 14% of its goal this year and will meet its target next year. In two years, the number uninsured will decrease by 25 million.

3. COSTS LESS. The CBO Report also says that cost of the program will be $9 billion less than previously estimated.

http://www.cbo.gov/sites/default/files/cbofiles/at...
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973741 tn?1342342773
Okay.  I guess that solves it then.  

Would it kill any supporter of the ACA to admit that there could be some negatives?  No one is going to report you to the White House for it.  Or would this really not be a downside to you?  

I've tried to be a good little American citizen, taking my lumps and swallowing something that I don't support.  I've tried to be optimistic, I really have.  I'm not one to dwell on something I can't change.  But I tell ya, our costs went up significantly and all the ACA supporters want to say it had nothing to do with the law . . .  not buying it.  It had everything to do with it.  

But I am still trying to keep my mouth shut and trying to roll with it and give it all the benefit of the doubt.  

But it does always impress me how much any type of criticism of the ACA is met with undying loyalty from the other side.  
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Avatar universal
President Obama's health care reform law isn't going to kill 2.5 million jobs, Congressional Budget Office director Douglas Elmendorf told the House Budget Committee on Wednesday.

One day after multiple media outlets misinterpreted a CBO report on Obamacare, Elmendorf clarified the CBO's position during the hearing. The federal agency, Elmendorf said, had found Obamacare “spurs employment and would reduce unemployment over the next few years."

“When you boost demand for labor in this kind of economy, you actually reduce the unemployment rate, because those people who are looking for work can find more work," Rep. Chris Van Hollen (D-Md.) asked Elmendorf.

“Yes, that’s right,” Elmendorf responded.
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Avatar universal
I dont see it as people being less inclined to work. I look at it as people retiring and opening up jobs for others that currently cannot find one maybe? I also do not believe, nor ever have believed that ones healthcare should be tied to their employment. It was not always the case and it made people stay in positions for years and years, hating their job but feeling stuck. Now their healthcare is portable and they can take it with them. I find it ironic that everyone is crying about peoples incentive to work when we are experiencing how many people out of work due to lack of jobs? And where are all those promised jobs anyway?

I have no doubt that the ACA will need tweaking and changing as we go along. No doubt at all. I dont know of a program yet that didnt need tweaking and changing to make it work better.

But the horror stories? Politics, politics and more politics. In my opinion
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973741 tn?1342342773
While it is your opinion, it may or may not be common sense. :>)  

This article and so many others are the subject and that is lack of motivation they are attributing to the ACA. I didn't make that up.

If it is true, then that is not a great thing.  

Common sense would agree with that, I would think.  

It's not saying that the ACA shouldn't exist ----  it is saying that there is a down side.  And if it results in people being less inclined to work to their full potential, that's a downside.  

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Avatar universal
Oh look at me! late to the party again! lol But I will add my two cents for what its worth, but pretty much see it the very same way as mikesimon. What can I say, I think he is a smart puppy!

Common sense would tell us that without the healthcare being tied to an employer it opens new choices for workers. Gone are the days when we have to stay with an employer we do not like in order to get our healthcare. Is that a bad thing? I dont think so. Also common sense is the fact that the healthcare supplied by an employer was always considered to be part of our pay scale, and without them providing healthcare, the common sense thing to do would be to offer a higher wage in place of the healthcare they are doing away with. So common sense would tell you that if you work for someone who is outing healthcare and blaming it on obamacare, are they offering you compensation to replace it, and if not, why not, and who is the sucker in tha picture? You are! And you cannot blame THAT on obamacare either. Common sense folks?
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Avatar universal
http://www.bls.gov/oes/current/oes271025.htm
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973741 tn?1342342773
Hm.  Well, to me that is life.  I didn't pick my whimsical major in college because the future of being able to support myself was in question with it.  I was practical and picked something I knew I'd make a living at.  To me, that is making good choices and the motivation was the income/benefits I'd receive.  That is how I see the world though.  I knew that I had to choose something that would put me in place to be independent because I was going to be on my own and had to.  

Although I would have made a marvelous interior designer, I'm sure.  
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Avatar universal
The only issue I disagree with you on is that the "motivation" of employment-tied healthcare is a good thing. If it makes sense for a company to provide it and the employee to take advantage of it then I am all for it. If having healthcare is locking an individual into life/emplyment choices then I do not think it is a good thing.
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973741 tn?1342342773
Glad you liked my funny.  :>)

Okay, so true enough.  I read the article on the low wage bread winner.

But . . . the original post is about what they are seeing with regards to lack of motivation for employment surrounding the ACA.  

That is two different scenarios and two different groups of people.  

I will cheer on anyone that is working hard and doing the very best they can.  The information I have tried to get out to young women is ways to take themselves out of that group of people that are low income breadwinners with the hope that their life will not be quite so hard.  I do really wish that for them.  And I don't think that is a bad thing.  If working as a cook in a fast food restaurant 40 plus hours a week equals their income and they could work that 40 hours elsewhere and make more because they spent time in a training program, I'm all for it.  And love to help them achieve that.  It is not an insult to those who choose not to and not everyone can for whatever reason.  I wish all of our working poor to get ahead and have more for their efforts.

But again, that is really different than what the news is reporting about.  
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Avatar universal
Rise of the low-wage breadwinner

A staggering number of American households are relying on low-wage jobs as their leading or sole source of income.

Meet the low-wage breadwinner. There were about 21 million of them in the United States in 2011, according to a forthcoming study by University of Massachusetts Boston economists Randy Albelda and Michael Carr.

Unlike other studies which often focus just on low-wage workers, the researchers looked at those who also live in low-income households. This way, they were able to strip out the teenager making $8 an hour flipping burgers but still living comfortably with his parents. Or the mom who works a part-time job in retail to supplement her husband's otherwise ample salary.

"Increasingly, the people who are low wage workers -- they're not just teenagers or spouses -- they're workers whose families depend on them," Albelda said.

Are you a low-wage worker? Share your story

Over the last 30 years, the number of all U.S. workers has grown 40%, roughly in line with the adult population. But over that same time period, the number of low-wage workers who also live in low-income households has climbed 94%.

These low-income breadwinners now make up roughly 14% of all workers in the country -- the highest share on record since at least the 1980s, when Albelda and Carr started tracking the data.

What counts as a low wage? In this study, the dollar figure varied depending on the state, but the median cutoff nationwide was around $11.22 an hour. Common industries for these jobs included restaurants and bars, agricultural production and private households -- like maids and nannies.

To count as low-income, households earn no more than double the poverty line -- about $23,000 for a single person or $46,500 for a family of four.

Many of these people don't count as "poor" by the official standards, so they don't qualify for government aid. Many also don't fit the traditional stereotypes of the working poor.

About 15% are married men -- the traditional symbol of a "breadwinner," Albelda said. Another 13% are married women.

And about 37% are single men and women who are living alone, without children or other relatives to support.

Related: My minimum wage isn't a living wage

This last group in particular is frequently overlooked, Albelda said. Their jobs often don't offer benefits, but they earn too much to qualify for government aid. Plus, government programs readily direct aid toward low-income single parents, but assistance isn't as readily available to single adults who don't have children, she said.

"Being employed but low income is a problem many single mothers face, but as we have shown, it is a growing problem for many other adults," the study said.

Single parents made up 14% of the group. The remaining 22% of adults were singles living with adult relatives.

http://money.cnn.com/2014/02/06/news/economy/low-wage-breadwinner/index.html?hpt=hp_t2
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Avatar universal
He well may have been a republican but, when I see someone really suffering, their race, gender, religion or political affiliation doesn't enter into it. I'm magnanimous like that.

But, you were funny and I liked it.
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973741 tn?1342342773
good one.  

I'm sure he wasn't a cry baby Republican though or you'd have given him your boot . . . on his behind.  
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Avatar universal
I ran into a guy who was really down on his luck and I knew immediately that he really needed a hand.
Right then and there I cut my own right hand off and gave it to him. That's the kind of man I am.
And yes, I did have very good health insurance because, thankfully, I was gainfully employed.
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Avatar universal
I will say in this economy I can see people having a harder time to pay off loans since work is hard to come by.
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Avatar universal
I have paid mine off like a responsible person. I was smart and went to a Community College to start and then transfered into a 4 year college where I could focus on my major.
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973741 tn?1342342773
And listen, check the "I'm so good because I care and the rest of you are unfeeling and putting down the underdogs" stuff at the door.  I care too.  I believe in helping people get ahead.  I've mentioned before that I have mentored young women to put themselves in a position to attain financial independence down the road.  I see that as SAVING them from a difficult life and I believe education/job training/ motivation is one of the best routes to take for that.  

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Avatar universal
Read the CBO report and all of the age old republican talking points and get back to me on that. Or do you only read the headlines? Really?
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Avatar universal
Have you paid them off yet or did you welsh?
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973741 tn?1342342773
If someone doesn't have the ability to work, we already have provided medical care for them.  

For those who 'can't afford college' or aren't college material, our school system needs to do a better job of training them for trades.  We also have lots of things in place to help with college tuition and my own husband didn't get a dime for his college paid for outside of his school loans.  

I'm not calling people 'lazy'.  I never said that.  But I do believe in a system that motivates people to get ahead through their own efforts.  The news reports that the ACA isn't doing that.  
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