Judging by your description, I probably would do the same thing and recommend a partial coverage crown, Its more durable and would probably last longer than a white composite restoration. Its the fact that the white composite material is placed in layers in your mouth whereas the partial coverage crown is made with a harder material (I'm assuming porcelain) and placed immediately at once.
You can do that but there's a fracture risk. If the composite breaks off, that's not a big deal compared to the composite breaking off and taking more of the tooth with it. Also, you may want to discuss the actual procedure of the composite. Sometimes working near the gumline, the area is wet with saliva and is hard to keep dry. Because of that, doing the composite in the mouth can be difficult and can leak later on due to the wetness. The moisture basically prevents the composite from bonding to the tooth
Thanks for the help. If there's no serious threat to the tooth with a composite restoration, only a question of longevity of the fix, I think I'd rather start with the composite option and see how it goes. It would save a lot of money and retain healthy tooth.