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Welcome to the DERMATOLOGY FORUM! Questions in this forum are answered by Dermatologists from St. Luke's Roosevelt Hospital, under the direction of Andrew Alexis, M.D., M.P.H.
You may have very dry skin, or there might be a touch of eczema as well. I suggest Aquaphor ointment (OTC) as a good hand moisturizer for the winter. If that doesn't help enough, you may want to consult a dermatologist for diagnosis and perhaps a prescription for a cortisone-based cream.