I have genital and lip warts.

About six months ago I went to the gynecologist for bumps I found, and they told me I have genital warts.  I went back again to have them removed and the doctor told me they were just regular warts, not the kind that cause cervical cancer.  A couple days later the nurse called to tell me my pap was irregular, and that I have HPV.  All my fears were resolved, though, when I was told there was probably no way my baby has this.  

About 4 weeks ago I started to notice bumps on my lips.  I went to my family doctor and got a resident who had no clue about lip warts.  After leaving the room for several minutes, the doctor came back and told me to put vinegar on them.  If they turn white, they're warts.  I put the vinegar on, they turned white, and now I am completely devastated.  I haven't kissed my baby in 4 weeks and it's killing me.  She fell and scraped her knee and kept pointing to it and making kissing noises for me to kiss it, but I couldn't.  I am so sad.  The doctor also told me it took him six months to get an appointment to have a wart removed at a dermatologist.  I'm calling to make one tomorrow, but that's extremely long to wait.

So, here are my questions:  Can you tell what type of wart it is just by looking at it?  Is the doctor who removed my genital warts probably right that they're not harmful?  If I kiss my baby over her clothing could she get it?  What if I kiss her head where her hair is?  If I use chapstick will I get more warts?  What about if I use something that's not in a tube, like vaseline?  

And when I ask her to give me a kiss on my cheek, she runs over to her stuffed animals and kisses them, and it's SO hard to get her to kiss me now.  She would do it before this without me even asking her.  She loved it.  And now it's like she's mad or something that I don's kiss her.  Is this going to damage her psychologically?

The real kicker is that until my current boyfriend, I never even had intercourse before.  I waited until I was 23.