Red Bumps/Rash and Itching for a Month in Groin Area

Hello,
     So a few days before Halloween I recall my anus slightly itching one day. A few days later it was in between my scrotum and inner thigh, mostly when moving around alot. I put it aside until one day I was having sex with gf and it got a little messier than normal (wetness on girls part, etc). I could feel that it was irritating the area. A couple of days passed and it seemed to be on both sides where my scrotum and thighs meet. Not thinking about it I put some A&D or antibiotic lotion on it here and there. It was a bright red area that spread a little but not too far from that region. It looked mostly like skin that had too much friction or rubbed together too much. I was clean from any STD last time I checked, and have been with the same girl for almost a year so haven't fooled around.
     I am on my feet all day at work so the more I moved around the itchier it got, and to make things worse I had to move the weekend it was at its peak so was stressed and having to walk alot. It was horrible, extreme itching and burning. A week or two from the first itch (right before the move) I finally got a cheap anti-fungal to start putting on it. It slowly went down but I didn't 100% follow directions and thought it may disappear as it started getting better. Instead it would slowly reappear so I just put antibiotic cream on. It stayed and what was left was small red dots on my inner thighs and above the penis in the pubic hair region. There is a small paper cut like area in between where my scrotum and thigh meet about an inch long that burns once in a while when agitated. The area between the two is slightly reddish also. They aren't raised but do itch here and there, mainly the anus will randomly itch here and there, not nearly as during the peak of it all. I recently (about 4 1/2 weeks later now) began applying Lotrimin again and seems to be fading, but I don't know if it should be faster now or maybe I'm just so impatient at this point.
    Here are some side notes that may help:
  -One fingernail was damaged due to guitar playing and seemed to get a very slight fungal look to the side of the nail (dry skin, small slight brown area etc)
-Girlfriend was found to have early form of HPV and started getting treated few months back.
-I used to ride a bike alot before this happened, but never really had similar problem.
-I have had a small red pimple like thing pop up here and there during lower on thigh near knee's or small smal red bump on hand around hair follicles. Not sure if it's related but though my help.

Any suggestions would be great before I go and spend a buttload from being uninsured, thanks in advance so much!

[maatson]

Tinea cruris (Fungus) from description and photo. Just persist a little more with lortimin, you should be fine.
Best wishes.

[Cireman]

Thanks for the reply, thought so, just wasn't sure with it lasting so long. Probably since I didn't attack it the right way at first.

[Cireman]

Still there after, barely going down and red spots after shower above penis in pubic region haven't tamed much :/

[maatson]

You have to rule out 'seborrheic dermatitis' if there is persistence.This may look like fungus but due to a different organism(which causes dandruff). This requires hydrocortisone creme(short term) or ketoconazole creme.Do consult your doc.
Best wishes.

[Cireman]

Doctor prescribed me Clotrimazole cream and was gone without a day or two! Thanks for the help. There is slight tingling in area here and there when moving around alot after a week, hoping its still taking care of all, or if I am gonna need to take pills he mentioned too, will see.

[maatson]

Good to hear that Cireman. M