Sebaceous Cyst Help!!

I used to get bad acne in high school. Then i started using gentle cleaners and exfoliating scrubs, and the problem vanished. I have clear skin 99% of the time. However, in the last year, i have begun to get these sebaceous cysts on my face. The first one i had lanced immediately, problem solved. Next one just kind of popped on its own and dissipated quickly. Recently though, I got my third one. it grew rapidly over the last several days, about an inch under my right eye. its about the size of a dime. Its fairly deep, and im trying not to pick at it and stuff, but its getting really red and noticeable, and hot compresses are taking forever. Right now, im laid off and without medical insurance, but if i have to, ill have to just go to the doctor and get it lanced again. i REALLY dont want that scar there, nor do i want to spend the money. does anyone else have any ideas? It would be awesome to have it gone fast, i hate people looking at it in classes at college and at work. I know lancing is fast, but its painful, expensive, and scars scars scars. thanks for any tips!