Hi, I first noticed a small, roundish dry patch on the outside of my right calf a few months ago. It does not itch or otherwise bother me in any way, so I ignored it, and it seems to have subsided slightly. Now I have a second one on the inside of my left thigh! I have just been putting bag balm on them to keep them moisturized; now they no longer appear dry, but I can tell where they are because the skin there is slightly raised. After I shower, they appear pinker. What could they be? I can't really afford a doctor right now, especially for something non-life-threatening, but I don't want these weird dry patches multiplying even more. Possibly could it be ringworm? There is no clearly defined 'ring,' but they are round. Help!