Red spots can be anything or nothing. If you just noticed it (on a part of your skin you could hardly fail to noice), than it's probably just a blocked pore or irritated blood vessel. Now that you've messed with it, of course it will be redder, but that means nothing.
As a recovering hypochondriac myself, I know exactly what you're going through-- a mix of embarrassment and fear.
Do yourself (and your husband) a favor: get over your fear of seeing doctors. Leave the spot alone and let them reassure you, as they surely will. In future, get things checked out fast, so they won't panic you so much.
And in fairness to yourslef, lay off scary web pages. As I hope this one is not.
Best.
Dr. Rockoff