I'm a 24 year old white female. About 2 months ago, I had a tiny bump on my arm which I picked at, and didn't think much of it. It grew a bit bigger, and I thought it might just have gotten infected. It's grown quite large now, and I'm starting to get really worried. It's over 1cm across, is fleshy (not fluid filled) and is raised significantly from the skin. The lump itself doesn't hurt, but the surrounding skin is tender. It's pink most of the time, but it seeps a clear fluid (no smell), which crusts over, with blood underneath. It also bleeds very easily when it get bumped, if the crust is removed, or if I happen to lay on that arm when I sleep. I do plan on seeing a doctor about it, but I need to get insurance first. Thank you for your time.