Do any of you have the empire plan? They cover all infertility with a lifetime amount of 50,000. Well I have tried to call for preauthorization for my IUI and it's sooo confusing. Have any of you gone through this? I have no idea what I
Tina- I have the insurance b/c my husband works for NY state. I asked him and he said that it is a little pricey but you can get it on your own. It is worth it! My insurance has already pain $4,000 between all the blood work, ultrasounds, HSG,SA and so on.
Babyprayers-I will def. do that! Thank you! I didn't get a preauthorization for my HSG and they covered that. But i'm guessing I should with the IUI.
Wow, that's great! Mine (Aetna)didn't even pay for my d&c when I mc at 12wks! Dr said that they don't usually wait for a natural at that stage. So, that was an expensive little venture. I'm definitely going to look into yours to see if I could swing it.
Tina -WOW and I was bitching about getting all the bills for my % of the DNC....My insurance covers no infertility treatment...but did cover HSG and DNC.
Might not be a bad thing for some of us with poopy insurance to look into. I bet they would try to tell us it is preexisting and wont cover anything :O( I know Im so negative. super sticky baby dust to all and if anyone finds out about insurance that covers let us all know
Sorry if I spelled your name wrong but I also have Empire!!!! I love it and I can help you out...I also had to call for pre-authorization...and you have to choose a clinic that is under there "Center's of Excellence"....but there are a lot of choices and I had 2-3 choices near where I love...you must live in NY and you or DH must work for the state....It's a great plan, huh!!! We are soooooo
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