if you use frozen embryos it is much cheaper than getting a loan for IVF (less than 3 grand) and then you won;t be in debt!
The clinic we go to gave us all our information on where we could get loans. You may ask your clinic. They know which ones they will except.
I got my loan through capitol one medical loan department. Hope this help and good luck.
I am not really sure where you can, but looked it up online and here was a website that might work http://www.mostchoice.com/in-vitro-loans.cfm also someone was telling me that a lot of labs do a shared risk program, where it is a lot cheaper and then if it doesn't work then you dont' have to pay most of it.. which i liked that idea.. i looked up shared risk IVF and my city name and the labs that did that came up online.. good luck with everything.. I hope that everything works out and you get that baby in your arms soon! we will be heading to IVF in a month as well! so nervous about it!