I would agree with the comments below. It would not hurt to obtain a surgical opinion. If the hernia is reducible, and as large as you describe, the changes of strangulation are lower. If the symptoms start to cause marked discomfort, then that is a stronger indication for surgery. If not, then it is likely that it can be watched.
Financial reasons should never be a reason why a surgery referral is denied. If you want another opinion by a surgeon, you should insist.
Followup with your personal physician is
essentialEssential balance
Essential hypertension
Essential tremor.
This answer is not intended as and does not substitute for medical advice - the information presented is for patient education only. Please see your personal physician for further evaluation of your individual case.
Kevin, M.D.
Medical Weblog:
kevinmd_b