Am I at risk of HIV?

Hi, 3 months ago I met a casual online contact. I'm a 20 year old guy, I didn't have sex, neither oral sex nor any mouth to mouth kissing with that casual contact. I touched her around and while touching her thighs, i went higher up and touched her vagina over her panty for about 10 secs. I didn't touch her vagina directly, only over her panty. Her panty felt dry and there were no visible cuts on my fingers. However, my palms had some rough skin due to my gym workout sessions. I've heard rumors that the female contact may be HIV+ and I'm getting too worried on this, not slept for 3 weeks now.
1) Am i at risk of HIV from the above mentioned actions?
2) If her panty was wet with some vaginal secretions and there were slight unseen cuts on my fingers, am I at any risk?
3) If I touched her vaginal secretions over her panty, then 5-10 mins later, if I touch my pimple on my face or my eyes, am I at any risk?
4) Do I need any HIV testing?
I would be so thankful if you guys can answer me, I'm so worried about this. Thank you.

[diver58]

No, you were never at a risk of HIV or any other STD with this kind of "casual contact". You do not need any test. HIV is always spread through unprotected anal and viginal sex.

[goodness_x]

Hi, thanks for the calming feedback. So let's say, her panty was wet with some vaginal fluid and I touched her panty and then 5 mins later, touch my eyes or acne, there is no risk? it's still not a problem hopefully.

[LIZZIE LOU]

NO RISK

hiv is transmitted through...
unprotected vaginal / anal intercourse
sharing iv drug works
mother to child

[goodness_x]

Thank you, much appreciated. However, here it is claimed that oral sex is not a risk for HIV but other websites ( thebody.com, avert.org ) do not claim the same. Can someone clarify me about oral sex and risk for HIV? I've not had sex before, neither oral sex and not even mouth to mouth kissing. Panty touching was the nearest and I'm freaked out about it. :(

[LIZZIE LOU]

* This HIV Community is a place to discuss HIV Prevention based upon the criteria established by MedHelp’s doctors.

There is no debate (among experts) about the HIV risks associated with oral sex.  The risk is so low that almost nobody who cares for HIV infected patients has ever had a patient believed to have been infected that way.  Among experts, it's a semantic issue about using terms like "no risk" and "very low risk".  There is no difference between my or Dr. Hook's use of "low risk" and other experts' "no risk".
DR. HANSFIELD

"And oral sex is basically safe sex -- completely safe with respect to HIV and although not zero risk for other STDs, the chance of infection is far lower than for unprotected vaginal or anal sex.  Please educate yourself about the real risks.  If you stick with oral sex and condom-protected vaginal or anal sex, you have no HIV worries and very little worry about other STDs. "   DR HANSFIELD

"I am sure you can find lots of people who belive that HIV is transmitted by oral sex, but you will not find scientific data to support this unrealistic concern..."   DR HOOK

"HIV is not spread by touching, masturbation, oral sex or condom protected sex."- DR. HOOK

in the public HIV Prevention forum of MedHelp, TEAK and the other moderators maintain that oral sex in all forms is a zero risk activity. Would you agree with this assessment?  
I TOTALLY AGREE / DR GARCIA

The observation on thousand and thousand of observations is that HIV is not spread by oral sex (of any sort).  DR. HOOK