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life insurance

by SCAREDTODEATH39, Nov 07, 2007 10:20AM
Do you think it is possible an Insurance would log a false negative result on an insurance exam. The reason they would do this is to collect premiums for two years than rescind the policy on some technicalitie. Would they knowingly insure an HIV positive person only to take his premiums for two years than rescind?
Member Comments (7)

by peekawho, Nov 07, 2007 10:30AM
No.  Don't be ridiculous.

by chrisneedshelp, Nov 07, 2007 10:31AM
WOW thats paranoid

by SCAREDTODEATH39, Nov 07, 2007 12:47PM
sorry guys I know this sounds crazy. It sucks being me right now.

by meyer77, May 22, 2008 03:30PM
To: teak
how long does it take for the blood test results to come back for life insurance policy.  when should i not be nervous anymore.  my GF is getting  the test and i am so nervous it is going to come back with something +. i have heard if you dont hear anything no news is good news??  but how long should i wait? until she gets the life insurance?

by Brad_, May 22, 2008 03:38PM
Why dont you just call the insurance company and ask them instead of digging up old threads?

by LIZZIE LOU, May 22, 2008 03:40PM
i'm not sure that "teak" is gonna know how long YOUR insurance company would take to let you know.  the best thing to do is to just call them and ask if everything is ok.  if something is wrong...they will DEFINITELY get in touch with you.

by PAZIG, May 22, 2008 04:00PM
I've gotten 3 policies over the past 5 years, on average it took around 2 weeks.  Your agent will contact you to let you know.  I would just give him a call and ask him

by maybaby, May 22, 2008 06:43PM
To: SCAREDTODEATH39
If you were HIV+ during a med exam for life insurance, you would have been notified. No way would you get approved....guaranteed...

by meyer77, May 23, 2008 10:46AM
thanks, just a little nervous.  ive been tested once like 8 years ago but dont think i have ever been really exposed.  thanks for the info!!
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