Health Insurance Expert Forum
♥ Pre-existing condition (Cardiac)
About This Forum:

This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.

Font Size:
A
A
A
Background:
Blank
Blank
Blank
This expert forum is not accepting new questions. Please post your question in one of our medical support communities.
Blank Blank

♥ Pre-existing condition (Cardiac)

Hello.
How much extra cost it it for Long-QT without symptoms (a cardiac syndrome)?

My family and I are about to be relocated from the UK to California, and I have concerns regarding the medical insurance costs.
My wife has a relatively-common cardiac syndrome called "long QT syndrome". It doesn't affect her day-to-day life.
I wonder how much extra cost that will put on our medical insurance premiums, deductibles etc. (Private HMO plan)
I was told that the actual cost will be quoted only after the insurance company's physician will review her case.
Nevertheless I'm afraid that the extra cost might be so high that our entire relocation might not worth it. It puts a very high financial risk which I currently cannot estimate its scale: will it be an extra of $200/month (bearable) or $2,000/month (game-changer!)?
In addition will we be charged extra for being a new comers to the USA? If so - in what scale?
I do have a US employee, but he covers only a small portion of the premium ~$200.
Many thanks :)
Blank
Weight Tracker
Weight Tracker
Start Tracking Now
RSS Expert Activity
233488_tn?1310696703
Blank
Marathon Running Done Over Many Yea...
May 21 by John C Hagan III, MD, FACS, FAAOBlank
233488_tn?1310696703
Blank
New Article on Multifocal IOL vs &q...
May 21 by John C Hagan III, MD, FACS, FAAOBlank
748543_tn?1371753642
Blank
TMJ/TMJ The Connection Between Teet...
Jan 27 by Hamidreza Nassery , DMD, FICOI, FAGDBlank