How much extra cost it it for Long-QT without symptoms (a cardiac syndrome)?
My family and I are about to be relocated from the UK to California, and I have concerns regarding the medical insurance costs.
My wife has a relatively-common cardiac syndrome called "long QT syndrome". It doesn't affect her day-to-day life.
I wonder how much extra cost that will put on our medical insurance premiums, deductibles etc. (Private HMO plan)
I was told that the actual cost will be quoted only after the insurance company's physician will review her case.
Nevertheless I'm afraid that the extra cost might be so high that our entire relocation might not worth it. It puts a very high financial risk which I currently cannot estimate its scale: will it be an extra of $200/month (bearable) or $2,000/month (game-changer!)?
In addition will we be charged extra for being a new comers to the USA? If so - in what scale?
I do have a US employee, but he covers only a small portion of the premium ~$200.
Many thanks :)
This site complies with the HONcode standard for trustworthy health information.
The Content on this Site is presented in a summary fashion, and is intended to be used for educational and entertainment purposes only. It is not intended to be and should not be interpreted as medical advice or a diagnosis of any health or fitness problem, condition or disease; or a recommendation for a specific test, doctor, care provider, procedure, treatment plan, product, or course of action. Med Help International, Inc. is not a medical or healthcare provider and your use of this Site does not create a doctor / patient relationship. We disclaim all responsibility for the professional qualifications and licensing of, and services provided by, any physician or other health providers posting on or otherwise referred to on this Site and/or any Third Party Site. Never disregard the medical advice of your physician or health professional, or delay in seeking such advice, because of something you read on this Site. We offer this Site AS IS and without any warranties. By using this Site you agree to the following Terms and Conditions. If you think you may have a medical emergency, call your physician or 911 immediately.