Health Insurance Expert Forum
Cobra preexisting conditions
About This Forum:

This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.

Font Size:
A
A
A
Background:
Blank
Blank
Blank
This expert forum is not accepting new questions. Please post your question in one of our medical support communities.
Blank Blank

Cobra preexisting conditions

I was employed for twenty years in Pa. and had the same medical insurance for all those years. In the last year of my employment the company decided to change carriers. I was insured with the new insurance company for the last 9 months of my employment. When I was terminated due to my position being done away with I was offered cobra which I immediately took. There was never a lapse in coverage. After paying for my cobra for 11 months the company changed carries once again back to our original carrier but to a ppo plan as opposed to the regular plan they had in the past.  Now here is the problem.  I can’t believe what I am being told. It seems now that when my Cobra runs out in 3 months and I need to buy insurance on my own that all pre existent conditions will be uninsurable or require a rediculous premium (alreday $900.00/month) because I have not been with the current plan for 1 year.  This is incredible because I was with this company for over twenty years and I have never had a lapse in insurance. Although because of a decision made by my employer I did have a different company for one year. Can this be?
Related Discussions
Blank
Weight Tracker
Weight Tracker
Start Tracking Now
RSS Expert Activity
233488 tn?1310696703
Blank
Marathon Running Done Over Many Yea...
05/15 by John C Hagan III, MD, FACS, FAAOBlank
233488 tn?1310696703
Blank
New Article on Multifocal IOL vs &q...
05/15 by John C Hagan III, MD, FACS, FAAOBlank
748543 tn?1463449675
Blank
TMJ/TMJ The Connection Between Teet...
01/15 by Hamidreza Nassery , DMD, FICOI, FAGD, FICCMOBlank