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Health Insurance (Expert Forum)
Need Affordable Health Insurance
Answered by
Amir Mostafaie - health insurance, insurance
eHealthInsurance
Gold River - CA
This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.
Need Affordable Health Insurance
by ntalon, Jun 04, 2009 12:55PM
I live in New Jersey and my husband and I need affordable health insurance. He owns his own business and we are paying close to $900 dollars a month for doctor visits, hospital, prescriptions, laboratory, diagnostics etc. We currently have United Health Care/ Oxford. We did have Cobra when I left my job, but that was too expensive $1300.00/ month. With our Cobra we didn't need referrals, but with Oxford we need referrals. Our copay is $30.00 for doctor visits and $50.00 for specialist. Can anyone suggest a Health Insurance co. that we can use before we go into dept? Your help will be very much appreciated.
Thank You,
Natalon
Thank You,
Natalon
Doctor's Answer
by Amir Mostafaie, Jun 04, 2009 05:20PM
, Jun 04, 2009 05:20PMTo: ntalon
Dear Natalon,
My advice to you is “shop around”. I took the liberty & ran some quotes for you in your area (Deptford according to your profile; and by the way you can get free quotes through the link on the top left corner of this very page), and was able to find 8 plans below $900 a month. In fact some of those offered by Horizon BCBS of NJ are POS plans which don’t require a referral to see a specialist. If you use the link, you’ll notice a toll free number that can connect you to a licensed representative who can answer all your questions about any of the plans.
Sincerely,
Amir Mostafaie
My advice to you is “shop around”. I took the liberty & ran some quotes for you in your area (Deptford according to your profile; and by the way you can get free quotes through the link on the top left corner of this very page), and was able to find 8 plans below $900 a month. In fact some of those offered by Horizon BCBS of NJ are POS plans which don’t require a referral to see a specialist. If you use the link, you’ll notice a toll free number that can connect you to a licensed representative who can answer all your questions about any of the plans.
Sincerely,
Amir Mostafaie
Member Comments (2)
by ntalon, Jun 04, 2009 07:00PM
To: Amir Mostafaie
Thank you Amir. I feel I have a lot of home work to do. I hate having to deal with this. For many years I got health ins. from my employees now I work part time and most don't offer health ins. to part time employees. Oh, well, back to the drawling board.
