So I'm about to get health insurance for the first time, soon. I had a quick question about smoking. I've only smoked for the past month or so, ever in my life. Maybe had 6 or 7 packs total. I've since quit and won't be continuing it. Nasty habit. Now, I don't want to be charged outrageous premiums for smoking but I also don't want to lie on my application either. By the time I apply and test, I'm sure I won't have any traces in my system anymore, but would I still be charged as a smoker just for saying I HAVE smoked? Even if I no longer do and there are no traces in my system? I realize not lying on the application is the right thing to do, I just don't want to be penalized for a past decision that I no longer do.
Your lungs start the healing process 8 hrs after your last cigarette. At that amazing rate...the doc wont find out that you smoked since you already quit and everything. If you want to save money dont mention the smoking at all on the application.
You should quit smoking as much as possible. And part of that change and discipline go for health insurance because I'm pretty sure you'll be needing it soon. So if I we're you, I will rush for it now. Healthy insurance is a bit costly. but hey, health is wealth. You should not take risk about your health before anything else. You can pay your health insurance premium with an installment loan.
The Content on this Site is presented in a summary fashion, and is intended to be used for educational and entertainment purposes only. It is not intended to be and should not be interpreted as medical advice or a diagnosis of any health or fitness problem, condition or disease; or a recommendation for a specific test, doctor, care provider, procedure, treatment plan, product, or course of action. MedHelp is not a medical or healthcare provider and your use of this Site does not create a doctor / patient relationship. We disclaim all responsibility for the professional qualifications and licensing of, and services provided by, any physician or other health providers posting on or otherwise referred to on this Site and/or any Third Party Site. Never disregard the medical advice of your physician or health professional, or delay in seeking such advice, because of something you read on this Site. We offer this Site AS IS and without any warranties. By using this Site you agree to the following Terms and Conditions. If you think you may have a medical emergency, call your physician or 911 immediately.