My fiancé injured himself playing basketball a few weeks ago. We are going into the dr. For MRI results today. So far, we have had to pay everything out of pocket, as he has no health insurance. We are currently estimating medical costs at $1200, and then losses of about $2000 since he hasn't been able to work since the 9th. We filed for disability, but sadly don't qualify for low income health plans because when he is able to work, he makes too much money.
I fear that in the instance we need further treatment for his knee, we won't be able to seek treatment because he is uninsured and no insurance will take us on now that this is a preexisting condition.
Even if you do have an insurance or not, hospitals tend to give you proper care. Naturally, they will bill later so you'll need to make payment arrangements. These bills is sometimes high and is difficult to pay. A [url=https://personalmoneynetwork.com/payday-loans/]payday cash loan[/url] can help you pay for them if you do not have enough money right now. Do not wait to get to the hospital if it is an emergency for you or somebody close just due to money. Life is more important.
$1200 for an MRI seems low. Before my insurance adjusted the amount my hospital billed me the several thousands of dollars.
There is a waiting period for SSD of at least 6 months maybe 1 year. I can't remember. But its often denied and you have to go through a lengthy process of appeals. I my case it took 3 years. Hopefully you are talking about private disability insurance.
Most hospitals will work on reducing the amount billed and setting up a payment plan. Talk to them.
If you can wait until 2014 when Affordable Healthcare Act in in full affect you won't have to worry about preexisting conditions. Just hope that insurance is indeed affordable as the Act has claimed it purpose is.
Copyright 1994-2016 MedHelp International. All rights reserved.
MedHelp is a division of Aptus Health.
This site complies with the HONcode standard for trustworthy health information.
The Content on this Site is presented in a summary fashion, and is intended to be used for educational and entertainment purposes only. It is not intended to be and should not be interpreted as medical advice or a diagnosis of any health or fitness problem, condition or disease; or a recommendation for a specific test, doctor, care provider, procedure, treatment plan, product, or course of action. Med Help International, Inc. is not a medical or healthcare provider and your use of this Site does not create a doctor / patient relationship. We disclaim all responsibility for the professional qualifications and licensing of, and services provided by, any physician or other health providers posting on or otherwise referred to on this Site and/or any Third Party Site. Never disregard the medical advice of your physician or health professional, or delay in seeking such advice, because of something you read on this Site. We offer this Site AS IS and without any warranties. By using this Site you agree to the following Terms and Conditions. If you think you may have a medical emergency, call your physician or 911 immediately.