Health Insurance Expert Forum
Pre existing conditions and healthcare
About This Forum:

This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.

Font Size:
A
A
A
Background:
Blank
Blank
Blank
This expert forum is not accepting new questions. Please post your question in one of our medical support communities.
Blank Blank

Pre existing conditions and healthcare

Hello,
I have a condition that I formerly complained and was starting to be seen for under my parent's insurance plan.  I am no longer on their plan, but I still have the same problem and am wondering if it would be best for me to get back with that particular company since the condition is something that existed and is already in my records with them.  (I found out that they are still holding my health records.)

Also, my father explained the concept of insurance and insurance premiums and the whole thing is very expensive.  Do you know of any sort of student rates available for HMO's like Kaiser?

Thank you very much for your help.
Related Discussions
282113_tn?1388163349
Dear mpanda,

Having been a member of an insurance company through a group plan (your parents' in your case), doesn't make it easier to get individual coverage with that company. If your pre-existing condition is likely to cost money, then it doesn't matter if you have had a relationship with that company in the past. Your best bet is to contact a licensed agent or the Sales Dept. of your current Carrier & disclose your pre-existing condition & ask them what your chances are.

I don't believe Kaiser has any special student rates.

Sincerely,

Amir Mostafaie  
Blank
MedHelp Health Answers
Blank
Weight Tracker
Weight Tracker
Start Tracking Now
RSS Expert Activity
233488_tn?1310696703
Blank
New Cannabis Article from NORTH Mag...
Jul 20 by John C Hagan III, MD, FACS, FAAOBlank
242532_tn?1269553979
Blank
3 Reasons Why You are Still Binge E...
Jul 14 by Roger Gould, M.D.Blank
242532_tn?1269553979
Blank
Emotional Eating: What Your Closet ...
Jul 09 by Roger Gould, M.D.Blank