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Health Insurance (Expert Forum)

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coverage after marriage

Answered by

Amir Mostafaie - health insurance, insurance

eHealthInsurance Gold River - CA

This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.

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MedHelp Member's Question

coverage after marriage

by go_to_guy, May 22, 2008 06:04PM

As a nurse, my fiancee has excellent coverage through blue cross. I have no insurnace now and am seen at the county hospital for free, I have several pre existing conditions which would automatically disqualify me by any company if I applied for individual coverage - Once I'm married, is her group plan from the hospital likely to immediately cover all my needs without bias RE: my pre existing conditions?

Doctor's Answer

by Amir Mostafaie

, May 22, 2008 06:45PM

To: go_to_guy

Dear go_to_guy,

In many cases, laws regarding waiting period on pre-exisitng conditions can be State specific. If you have had a break in coverage, your new carrier/plan can impose a limited time exclusionary waiting period for preexisting conditions. Your fiancee can inquire from the Human Resources dept. or employer and find out the waiting period for you.

Sincerely

Amir Mostafaie

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