I am 15 weeks pregnant, and still haven't been able to see a doctor yet. Medicaid denied me because my husband makes too much money. He added me to his insurance threw work, and the deductible is 3000. Does that mean i have to pay that up front at my first doctors visit or what? I am confused about it!
When you have a plan with deductable; that typically means that you will be responsible for the services & claims up to that amount. However if your 1st visit only costs $200, that is what you would owe to the doctor (which you can make arrangements on how you intend to pay it to him/her). Having said that, it doesn’t mean that your 1st visit is for sure subject to the deductable, but it may be. You can request a copy of your policy/benefits from your insurer so you can see how your plan pays for benefits like maternity; information like that is usually spelled out in your Benefit booklet.
You can also call your insurer (Customer Service Dept) and ask them directly how maternity is covered under your plan.
I also recommend that you make sure any & all providers (doctors/hospitals/labs/etc) that you see are in your plan’s network. Don’t simply assume that if your doctor is sending you to a lab, he/she has done the due diligent to ensure, the lab is in-network. You can contact your insurer to check the validity of network providers.
Copyright 1994-2016MedHelp International.All rights reserved. MedHelp is a division of Aptus Health.
The Content on this Site is presented in a summary fashion, and is intended to be used for educational and entertainment purposes only. It is not intended to be and should not be interpreted as medical advice or a diagnosis of any health or fitness problem, condition or disease; or a recommendation for a specific test, doctor, care provider, procedure, treatment plan, product, or course of action. Med Help International, Inc. is not a medical or healthcare provider and your use of this Site does not create a doctor / patient relationship. We disclaim all responsibility for the professional qualifications and licensing of, and services provided by, any physician or other health providers posting on or otherwise referred to on this Site and/or any Third Party Site. Never disregard the medical advice of your physician or health professional, or delay in seeking such advice, because of something you read on this Site. We offer this Site AS IS and without any warranties. By using this Site you agree to the following Terms and Conditions. If you think you may have a medical emergency, call your physician or 911 immediately.