My father has been taking medications (atenolol) for high blood pressure for the last 4-5 years.
Recently he visited USA with a traveller's medical insurance. On his trip to US, he fainted once and was hospitalized. Doctors diagnosed it as atrial fibrillation. He was hospitalized for 4 days mainly to observe him till his heart rhythm came back to normal.
He has never had atrial fibrillation before.
My question is - given that he had high blood pressure previously, can the insurance company deny the claim citing high blood pressure as a pre-existing condition for atrial fibrillation?
Atrial fibrillation (or AF) is not a disease as such, but it is a form of arrhythmia (the most common form in fact) which is a common arrhythmia in patients with hypertensive heart disease.
If the Emergency room physicians determined your father's AF to be a result of hypertensive heart disease or hypertension generally; and the insurance carrier considers his hypertension to be pre-existing, they may question the claim but it is hard to forecast exactly how it will be perceived by the insurance company.
The Content on this Site is presented in a summary fashion, and is intended to be used for educational and entertainment purposes only. It is not intended to be and should not be interpreted as medical advice or a diagnosis of any health or fitness problem, condition or disease; or a recommendation for a specific test, doctor, care provider, procedure, treatment plan, product, or course of action. Med Help International, Inc. is not a medical or healthcare provider and your use of this Site does not create a doctor / patient relationship. We disclaim all responsibility for the professional qualifications and licensing of, and services provided by, any physician or other health providers posting on or otherwise referred to on this Site and/or any Third Party Site. Never disregard the medical advice of your physician or health professional, or delay in seeking such advice, because of something you read on this Site. We offer this Site AS IS and without any warranties. By using this Site you agree to the following Terms and Conditions. If you think you may have a medical emergency, call your physician or 911 immediately.