Great question. If you ask 10 cardiologist this question and may get several different answers.
The answer from the ACC cardiolgy guidelines for mitral valve repair/replacement is:
If the ejection fraction is great than 60%, the end diastolic dimension is normal (3.1 cm is normal) and he is truly asymptomatic, atrial fibrillation or pulmonary hypertension should be present before proceeding with surgery. Some institutions will do mitral valve repair on patients without symptoms. If your husband is in nornmal sinus rhythm, he does not need surgery now.
In the hands of an experienced operator, this is a very low risk surgery, but there it is important to remember there are always risks. If I were you I would obtain a second opintion and if the opinion is to wait, I would feel comfortable waiting at this stage.
I hope this helps answer your question. Good luck.
http://www.acc.org/clinical/guidelines/valvular/dirindex.htm
Anyway to make a long story short, I would have had surgery before any symptoms occurred. Once they occurred they tended to persist and were very difficult to treat. It definitely changed the quality of my life. I had two heart surgeries in 11 months and yes there are complications but I did well surgically speaking. I guess I do not understand why they would wait until atrial fib would develop because so oftenit will re-occur even it if it cardioverted or whatever. Pesonally, I would do everything different if I could. I wasn't followed by cardiology over the years and for that I blame my primary care physician who was the gate keeper...you know HMOs. That is all water under the dam and now it is time to move on and be glad for what I do have left and still can do.
"There is an algorhythm used to determine risk / benefits of coumadin vs. aspirin. If your age is great than 60 and you have atrial fibrillation, you should be on coumadin unless there are other contraindicatins."