I've been on it for close to a year now thanks to a trial I was on with it. I have no complaints. I feel better than I did when on viread. And yes, it is supposed to be cheaper but as you said not all insurance companies cover it.
Taf is very effective medicine for hbv developed by Gilead. Less chance of renal toxicity and minimum bone density loss.but unfortunately TAF is not available in India now we r waiting for this medicine