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Insurance coverage with herpes?
by twinkle424, Apr 30, 2008 10:05PM
I'm not sure if someone on this forum can advise me about this, but I've gotten good info here before so I thought I'd give it a shot. I was diagnosed with genital HSV, type 1, about a month ago. Conveniently, I've just started a new job, and I'm in the process of applying for insurance under the new employer. I'm concerned about how herpes will affect my coverage.
Does anyone know if insurance companies use HSV as a reason to deny coverage? The disease so common that it seems unlikely, but the nurse-practitioner who diagnosed me seemed to think it would be a problem. Or do they typically put in a preexisting condition clause? If it matters, I've been covered by this same insurance company since I was born, under either my family's plan or a short-term plan of my own.
Any info would be great!
Does anyone know if insurance companies use HSV as a reason to deny coverage? The disease so common that it seems unlikely, but the nurse-practitioner who diagnosed me seemed to think it would be a problem. Or do they typically put in a preexisting condition clause? If it matters, I've been covered by this same insurance company since I was born, under either my family's plan or a short-term plan of my own.
Any info would be great!
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