I am truly sorry for your loss. If you had a stillbirth and your cycle has returned to normal then I would say try timed intercourse and possibly use ovulation predictor kits. If you had a D&C you may have uterine scarring which can cause irregular periods and the inability for a fertalized egg to attach on the uterine wall. If that is the case you would need medical intervention. I'm not sure which situation you are in. I wish you good luck.
I'm so sorry for your loss honey. I'm in a similar boat, my angel grew wings last year, and I would have been due sometime within the next 2 weeks. We are trying again with Clomid for the 2nd time now, as we are finally ready. It was a very emotional time for us, as I'm sure it has been for you as well (and everyone else that goes through it!). We had a blighted ovum, so while we never actually saw the hb, but we still had to make the decision to physically terminate something that we wanted more than anything. I'm a healthy 26 year old, but I was dx'd with PCOS last year, and didn't have regular cycles ever unless I was on BC. A very close friend of mine had unexplained infertility, her and DH both passed every test with flying colors - but had 4 failed IUI's, and eventually had to go with IVF. They now have a beautiful 1 year DS. Anything is possible!! We are remaining fully optimistic now. The easier things to do without insurance is to check your diet, make sure you are getting some exercise to keep healthy, chart your BBT and CM, and try a pre-natal massage. I haven't personally had one yet, but I read in a few different places that getting a massage to help loosen up things has actually helped quite a few women. Good luck to you dear!! Sticky baby dust to you!!
I'm so sorry. I've experienced losses, too, so i know how you feel. I also have 4 healthy children, so be encouraged that it can happen even after a m/c (or multiple m/c). Until your doctor will see you, I would suggest charting temps, tracking your ovulation to make sure you are bding on the right days. Maybe try Pre-seed? Never used it but hear good things. :) Also, keep taking vitamins, pre-natals if possible, esp folic acid. I am ttc tright now, too, following a loss in Dec. Waiting is tough!! Hang in there, I believe you will be blessed in time.