Extent of Bump in Health Ins Premium after Diagnosis?

Hi,

Up until this point in my life, I have been healthy and have rarely used my medical insurance benefits. I am self-employed in Florida and now newly diagnosed. I'm not part of a group insurance plan, so my insurance is individually medically underwritten. So far, I have not used it to pay for any services or testing related to my diagnosis.

If anyone has been in my shoes, especially in Florida, can you give me an idea what magnitude of a premium bump I can anticipate after my insurer learns of my diagnosis? (I am paying about $600 per month without any history, for what I believe is solid coverage.) Thanks a lot for any insight you may have.

[Lulu54]

hi and welcome to the forum here.  That is one tough question and I would venture a guess that no one here will be able to answer it.  My husband is also self-employed and I work elsewhere, primarily for the health insurance.  We both have serious pre-exisitng conditions - him with open heart surgery and me with the MS - that it would be financially impossible to get insurance on our own.  

Have you discussed a drug therapy with your neurologist? You prescription coverage is going to be invaluable if you decide to treat your MS with a DMD. They are all very costly.

I wish there was a better answer I could offer you because this is an excellent question.  Let us know how you come out with this when your insurance knows about your health.

Hope to see you around,
Lulu