I have OCD and a fear of pap tests, please help!

[curlydog415]

i am a 35 year old white female who does not smoke, but i have people around me who smoke.  i have never had children by choice.  i have had 2 sex partners in my life.  the first was from the age of 24 to 28 and my current partner and i have been together since i was 28 years old.  both of these men have had previous sex partners.  i have obsessive compusive disorder and severe anxiety.  i started seeing a psychiatrist and a therapist last february.  because of my mental conditions i am extremely afraid of going to the doctor.  i am not so much scared of the doctor as a person but i am afraid of 'test results'.  i am afraid of 'waiting' for my results to come in.  i am hysterically scared that they will find something seriously wrong with me yet i am afraid to have the test.  i know this makes no sense (that is party why i am in therapy).  anyhow, i had my first pap and pelvic exam (at the age of 34) about a year ago.  the pap came back 'inconclusive' not enough cells were collected so i basically had no result.  during the test it was somewhat painful and i had light spotting for about a day.  the nurse practitioner said this was normal.  i tested positive for bacterial vaginosis and no STD's.  the nurse practitioner said to retest in 3-4 months since they were not able to get a 'result' on my pap test.  anyhow, i have not gone back yet...  i am so scared that since i have never had a pap test, especially at my age of 35, that i will have cancer!  i know cervical cancer has no symptoms (at least at the start of it).  i  have no bleeding in between periods and no bleeding after sex.   what are my chances (percentage wise) of having actual cervical cancer at this point??  my boyfriend had a wart removed from his penis about 2 years ago.  his doctor said he could have been infected with hpv at any point in his life.  i know the kind of hpv that causes warts is considered low risk hpv.  i know he or my previous partner could have other more dangerous hpv strains.  i have been talking with my mental health therapist extensively about my fears and i am planning on getting another pap test after my next period.  if anyone could please give me some feed back about my odds i would greatly appreciate it.