thank you so much,my mom took me to the ER last night and they were able to give us a referral for a gynecologist that does laprascopic surgeries. I am well on my way to getting help, thank you for your advice :)
If you want to save money, the ER is almost always the more expensive route than scheduling this through a doctor as a planned procedure.
The type of surgery and length of time in the hospital is also anther factor as far as cost goes. See if your doctor can remove it via laparascopic surgery instead of open surgery. Most patients go home the same day of laparoscopic surgery.
The best type of doctor/surgeon for removing cysts are gynecologist/oncologist specialists (these are cancer doctors but in the world of gyn, they specialize in removing anything abnormal from the female pelvic area even when benign). Many gynecologists are also good, but it needs to be one that does a lot of surgery to remove cysts. The gyn/onc specialist has about 3 more years of training than a gyn, and that training translates to better surgeries.
Displasia should not be ignored either...displasia cells can become cancer if neglected
The ideal course of action would be to ask your doctor to refer you to a gyn/onc and hopefully one that is covered by the insurance you do have. Either that or seek out a specialist on your own. There must be a list of doctors that accept your insurance by specialty. As much as I like my doctors, if I needed to save money, I would be looking for doctors that accept my insurance.
If your ultrasound was a year ago, you really don't know what condition the cyst is in now. Much could have changed in a year and you need to be examined all over again.
I hope you are able to get the help you need.