thanks! i go to a based income dr now. but the state does not include biospys anymore its eight hundrend dollars alone. im running out of options because this is a based income doctors office. i didn't know if i qualified for medicaid or not because i had my tubes tide after my second child.
I am guessing then want to do a biopsy of your uterus and not your ovaries. Is this right? It is very important to remove ovarian tumors intact in order to prevent spreading the contents of the mass. It is such as shame that the health care coverage issue interferes with good care. You can contact your local health dept. and determine if you are eligible for any special programs. It really does depend on your income to determine your coverage options. It would be a good idea to contact an insurance broker in order to see an outline of your options, if you are not eligible for public assistance. In any case, you really do have to have them removed if they are over 5cm or complex (have solid parts). I've never heard of a waiting period that long for insurance. Perhaps, you can talk to your benefits administrator to see if you have any options through that avenue. Otherwise, you should really negotiate a much lower amount for service if you end up needing to self-pay. Most cysts do turn out to be benign. Best wishes on getting care and coverage soon!
Shelly
THANK YOU FOR YOUR COMMENT! YES I HAVE TWO SMALL CHILDREN AND AM CURRENTLY WORKING BUT MY INSURANCE DOESN'T KICK IN TILL ABOUT ANOTHER SIX MONTHS BUT I WILL DEFINTELY LOOK INTO WHAT YOU WERE SAYING. THANKS I WISH YOU THE BEST OF LUCK ALSO. TIMES ARE GETTING ROUGH. I KNOW CAUSE I AM A SINGLE PARENT OF TWO SMALL CHILDREN MAKING ENDS MEET.
Well there's a couple choices. The cysts do need to come out, as if one is larger than your ovary, that's considerably large in size. You could proceed with the procedures for now and go into debt...not pleasent sounding I know, but always an option. The rest depends on what you are doing with your life right now, if you're in school, work, etc. There's CMS, a county insurance, that often covers one-time procedures if you have no insurance and are low income, but that can be a process, so you would need to start now. You could look up your local county's provioder on the internet and research how to apply, or how to get in touch with a case worker. If you are not working, or are in school or have children, you could also apply for Medi-Cal/Medicaid. This is a state insurance for low-income patients and families. You would either have to have children or be on disability-which you would also need to apply for, to qualify. If you apply, get the surgery, then get accepted, you might be able to get retro-coverage for the procedure. This is also a 3-5 month process though, so you would need to research how to get in touch with a case worker now. If you're in school, schools generally have an insurance. If you're not in school, you could enroll in one to get the insurance :). The easiest thing to do if you are low-income and can't afford the surgery is to get in touch with your communities social services. They can guide you in the whole process of pursuing how to get medical care. It may be a bit of a process, but it's better than nothing. However, if you have extreme or sudden or unusual pain, or any other concerning symptoms, definitely go back to the ER right away. They should offer you information about CMS coverage there that can pay for that one time visit. Definitely keep us posted as this website can be a great resource. T hope you find the best solution soon, and as I struggle with a similar problem, what I have to remember is that all things will happen in the right time. Right now I am in a bit of medical debt and living off of my mom's back-up money for my current medical bills, as it takes my current insurance too long to agree to cover things. I wish you good luck and know things will work out. Best wishes, and take care of yourself!
Sara RN :)