Uk mums plz help

[Haliwali]

I am financially struggely to get things sorted for my baby. I used to work 30hr a week on minimum wage so now I am maternity leave an am gettin maternity pay however not enough. I have been told I cant get sure grant maternity pay of £500 to spend on the baby coz I dont take any benefits. I really want to know if I can get a loan of £500 from the jobcentre. If yes how plz help..

[beauty12]

i m hubby is 28 so we use to get tax credit then he got promoted and now his pay is above £20,000.. we are not eligible for any benefits i think apart from child benefit and thats £20p/w for first child and £13.45 something there after if you have second child... all benefits are only given if you are on JSA/TAX CREDITS/ DISABILITY etc etc..

[cheekymeaky]

And you can get it if your partner earns less than 16,000 i think

[cheekymeaky]

You only get it if you recieve certain benefits. Once baby is born and the birth is registered you can apply for the £500 maternity grant. You only get it with your first baby

[Haliwali]

Hubby is under 25 n its our first soo he cant get working tax credit.

[shellylou24]

Me sister n er husband wkd wen she gt a loan of credit union they take the money out of ur child benefit

[meatball90]

Im affraid as your hubby works you wont get anything out of the jobcentre... your not entitled to anything. and all things like credit union you have to claim a benefit to qualify to even be seen these days... income support or jsa... does your hubby get workin tax credit? And is this your 1st baby?

[beauty12]

http://www.nhs.uk/conditions/pregnancy-and-baby/pages/maternity-paternity-leave-benefits.aspx

[beauty12]

To be eligible for £500 grant (its not loan)
Usually, to qualify for a Sure Start Maternity Grant there must be no other children in your family and you must get one of these benefits:

Income Support
income-based Jobseeker’s Allowance
income-related Employment and Support Allowance
Pension Credit
Child Tax Credit at a rate higher than the family element
Working Tax Credit that includes a disability or severe disability element

https://www.gov.uk/sure-start-maternity-grant/overview

[beauty12]

it was from government but they have changed it to £50 now... have a look at the website i have provided... i remember my brother had low income he got £500 and then also paid him extra £250 coz it was his 3rd child.. but they dont do it anymore.. you have to meet certain criteria :)...

[shellylou24]

U should go in n ask cos u can gt a loan upto 500 pnd n save up wiv them bt they take it out of ur child benefit money go in n see if then can help b4 baby is born ifnot they can wen baby is born

[Haliwali]

West london btw. Beauty12 £250 for what excatly an who does???

[Haliwali]

I live in west an I think we do have credit unions. What do they do??

[beauty12]

I m not sure but i did hear they should give about £250 for baby... i havnt checked books yet.. my dh is working and our household income is £21000pa.. at the moment i m not working at all complete house wife.. he was told he can get paternity leave if he wants to but they will only pay like £50-£60 a week or something like that... so he denied.. instead he is using his own pay holidays..

http://www.adviceguide.org.uk/england/benefits_e/benefits_children_and_young_people_ew/benefits_for_families_and_children.htm

[shellylou24]

Av u gt a credit union wer u live

[Haliwali]

Yep first baby.ooh seriously that *****.

[shellylou24]

Is this ur first baby u wnt gt a loan of jobcenter if u dnt gt benefits