But on the financial responsibility side of things, if he's irresponsible with his money and/or credit, that's something to take into consideration. Once you're married, your money is his money.
One thing I've always been told is, if you wait for the perfect time to do something it will never happen. There's never a "perfect time" and if you want something out of life you have to just jump in and do it. It's good to have a time frame as a goal to shoot for, but don't let it become a restriction. If you're emotionally ready to be married, do it. Don't let school or money stand in your way.
Agree with the above posters.
I would get out and get out ASAP! If you stay don't EVER consider marriage with this guy.
Financial problems are one of the MAJOR reasons for divorce and so is a dead beat partner.
Oh goodness. Well, you are articulate, clearly very smart and wise and responsible. You sound to be the grown up in this relationship. :>) Why do we date? To discover what we need to know about someone for long term. You know that he doesn't deal with problems, he either runs or avoids them, he has low character and will basically shirk off his duty/responsibility, his work ethic is a bit questionable, and he is complacent with a life that isn't really improving over the years.
Hon, I know for a fact you can have more than this for your life. I would not be with someone that I had these questions about. I would strongly consider if it is not time to move on and find another adult to be with. good luck dear
ckay, what do you see in this guy?
I think You are wise to be "scared and very afraid for Your future"
You say this is Your "first relationship road block" but You DO see it is "HUGE". I totally agree - this is HUGE, very, very HUGE.
What most of us fail to realize (it's called denial) is 'What You See Is What You Get'. We often ignore the red flags and think things will change or be different once We marry. They don't. I stress again: What We See Is What We Get.
He is giving You Big Signals and Valuable Information about HimSelf here; You should heed it.