He meant HPV--the virus that can cause warts (but doesn't always).
There's a community forum about it--human pappilo...virus (can't remember spelling right now).
Technically possible but not super likely for you.
It's unlikely to cause penis irritation in urethra, though, or that's what I think. Have one of the experts confirm that for you. And it wouldn't cause "weird" vaginal fluids in her, I don't think.
What is HOV? Did you mean HIV? I always thought condom protected sex was safe in regards to HIV?
Anxiety, condom, lube...things like that.
It is possible to get herpes, syphilis and HOV from protected sex but in reality the risk is very low.