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MedHelp Member's Question

insurance raising due to disease

by bowlr83, Jul 27, 2009 08:59PM

Tags: STD, insurance, Medical Insurance, STD Testing

If you test positive for an STD, is it possible for you to have to pay higher insurance rates?

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Member Comments (2)

by Vance2335

, Jul 28, 2009 06:44AM

Never heard of that, but each insurance coverage is different and only an INS company could tell you that. But I doubt it because it actually sounds like discrimination.

by gracefromHHP

, Jul 28, 2009 07:32AM

Unfortunately insurance companies can pretty much do what they want which is why they are now trying to enact new laws to put some reigns on them.

will your insurance rates go up? If you pay for your own health insurance out of pocket, in theory they can go up because they can argue that you are living a high risk lifestyle and going to potentially cost them more money. If you are on a group plan thru your job, it' s not an issue.

grace

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