HI everyone. My GF recently went to a dermatologist to have a spreading mole looked at. They performed a biopsy which showed some abnormal but not cancerous cells and decided to remove the area surgically. She has no history of skin cancer and has never been seen or evaluated for any condition relating to skin cancer in the past.
She currently carries the same health insurance she had at the time, through her job as a teacher. The insurance companies are refusing to pay for ANY of the services performed because her condition was "pre-existing". We are both just out of college and dont have too much extra cash, but these bills are in the thousands of dollars.
My question is: Should this be considered a pre-existing condition? Is there anything I can do to appeal the decision by the insurance co. and get these services at least partially paid for?
This site complies with the HONcode standard for trustworthy health information.
The Content on this Site is presented in a summary fashion, and is intended to be used for educational and entertainment purposes only. It is not intended to be and should not be interpreted as medical advice or a diagnosis of any health or fitness problem, condition or disease; or a recommendation for a specific test, doctor, care provider, procedure, treatment plan, product, or course of action. Med Help International, Inc. is not a medical or healthcare provider and your use of this Site does not create a doctor / patient relationship. We disclaim all responsibility for the professional qualifications and licensing of, and services provided by, any physician or other health providers posting on or otherwise referred to on this Site and/or any Third Party Site. Never disregard the medical advice of your physician or health professional, or delay in seeking such advice, because of something you read on this Site. We offer this Site AS IS and without any warranties. By using this Site you agree to the following Terms and Conditions. If you think you may have a medical emergency, call your physician or 911 immediately.