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Health Insurance (Expert Forum)
open enrollment
Answered by
Amir Mostafaie - health insurance, insurance
eHealthInsurance
Gold River - CA
This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.
open enrollment
by ok2, Feb 22, 2008 04:26PM
I have had in the last 3 years many medical workups due to seemingly unrelated conditions...I have seen specialists due to headaches, chest pain, syncope, I've had a pre-cancerous skin lesion removed, benign brain tumor found, I've been diagnosed with anxiety and even as being a hypochondiac by 1 doctor. Do I ever stand a chance at getting medical insurance with this type of history? Even if I did, would the pre existing conditions ever be covered? I remember once blue cross advertised an open enrollment....they said no matter what pre existing conditions you are accepted...Did that mean that I could sign up with them in my state of "health"? what implecations would all my pre existing conditions have if i could ever find open enrollment again? and how frequently do companies usually offer this?
Doctor's Answer
by Amir Mostafaie, Feb 25, 2008 02:27PM
, Feb 25, 2008 02:27PM
To: ok2
Dear ok2,
Your “insurability” by an Individual & Family plan will depend on your current coverage & State of residence. In most States you may not qualify for traditional Individual & Family plan and again without knowing where you live, I couldn’t provide you any information on your local Carriers including Blue Cross & Blue Shield.
One of the resources that can help you to look for health care choices is http://www.coverageforall.org/our_services.htm#apps which provides State specific guide that outlines all of your State’s public and private health care choices for individuals and groups in almost every demographic profile, as well as offering a reference list of phone numbers and web sites.
Sincerely,
Amir Mostafaie
Your “insurability” by an Individual & Family plan will depend on your current coverage & State of residence. In most States you may not qualify for traditional Individual & Family plan and again without knowing where you live, I couldn’t provide you any information on your local Carriers including Blue Cross & Blue Shield.
One of the resources that can help you to look for health care choices is http://www.coverageforall.org/our_services.htm#apps which provides State specific guide that outlines all of your State’s public and private health care choices for individuals and groups in almost every demographic profile, as well as offering a reference list of phone numbers and web sites.
Sincerely,
Amir Mostafaie
