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Health Insurance  (Expert Forum)
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which one is better
Answered by
Amir Mostafaie - Health Insurance, Insurance
eHealthInsurance Gold River - CA
This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.

which one is better

by yes123, Apr 03, 2008 01:51PM
we currently have HealthNet PPO.  In order to keep the about same monthly payment for the coming year, we are thinking to give up  the out-of-network access, is it a good decision ?  We are now looking into  HealthNet/Aetna HMO non-referral, no-deductible plan.  Does Aetna has more in-network doctors(specialist)?  
In general,  shoud we choose the one without copay for lab/xrays.  

please advise, Thanks !!

by Amir Mostafaie, Apr 06, 2008 07:26AM
To: yes123
Dear yes123,

Due to raising cost of Health Insurance more and more people are switching plans to save money. One of the ways you can determine the compatibility of the network to your needs is to ask your physicians (specialists) if they participate in them.
As for  lab/xrays without copay, any time you can get a benefit at no charge, go for it.

Sincerely,

Amir Mostafaie
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