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Health Insurance (Expert Forum)
One More Question & Thanks
Answered by
Amir Mostafaie - Health Insurance, Insurance
eHealthInsurance
Gold River - CA
This forum is for questions and support regarding health insurance issues such as Medicare, Medicaid, Long-term health insurance, COBRA, insurance portability.
One More Question & Thanks
by Strike3, Apr 16, 2008 05:04PM
Dear Mr. Mostafaie:
Thank you for your kind response. If I decide to move to another state (I am originally from East Coast - and will probably move back to allow for greater career opportunities in my field) - how do the rules change for the eligibility under HIPPA?
Will I need to ensure I have moved to a new state soon enough to have established appropriate residency before my current COBRA eligibility expires?
You should also know that my BC/BS plan is through New York State (Empire) - as my former employer is based there.
I imagine you'll tell me the rules vary from state to state. Is there somewhere I can find this information on each state?
Thank you again for your assistance.
Strike3
Thank you for your kind response. If I decide to move to another state (I am originally from East Coast - and will probably move back to allow for greater career opportunities in my field) - how do the rules change for the eligibility under HIPPA?
Will I need to ensure I have moved to a new state soon enough to have established appropriate residency before my current COBRA eligibility expires?
You should also know that my BC/BS plan is through New York State (Empire) - as my former employer is based there.
I imagine you'll tell me the rules vary from state to state. Is there somewhere I can find this information on each state?
Thank you again for your assistance.
Strike3
Doctor's Answer
by Amir Mostafaie, Apr 16, 2008 05:51PM
, Apr 16, 2008 05:51PM
To: Strike3
Dear Strike3,
You are correct in that some rules vary from state to state. The good news is that the HIPAA is a Federal Law & the eligibility rules are same for most States & as long as you obtain another coverage within 62 days of your COBRA expiration, you maintain your eligibility; however the guaranteed issued plans/products available for HIPAA eligible individuals vary from state to state.
You can visit http://coverageforall.org/our_services.htm#apps for a nationwide health insurance matrix including alternative health insurance coverage, available to HIPAA eligible individuals.
Since you disclosed you may move to the east coast, I should mention that NY & NJ States are guaranteed issue to all applicants (means they will not decline or rate anyone on the basis of their health history) & if you happen to move to one of those states, simply visit www.eHealthInsurance.com for free Health Insurance quotes and/or apply for the plan of your choice.
Sincerely,
Amir Mostafaie
You are correct in that some rules vary from state to state. The good news is that the HIPAA is a Federal Law & the eligibility rules are same for most States & as long as you obtain another coverage within 62 days of your COBRA expiration, you maintain your eligibility; however the guaranteed issued plans/products available for HIPAA eligible individuals vary from state to state.
You can visit http://coverageforall.org/our_services.htm#apps for a nationwide health insurance matrix including alternative health insurance coverage, available to HIPAA eligible individuals.
Since you disclosed you may move to the east coast, I should mention that NY & NJ States are guaranteed issue to all applicants (means they will not decline or rate anyone on the basis of their health history) & if you happen to move to one of those states, simply visit www.eHealthInsurance.com for free Health Insurance quotes and/or apply for the plan of your choice.
Sincerely,
Amir Mostafaie
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