Hope the warm weather will come back soon.

It was warm yesterday but rainy, it's sunny today but chilly. I didn't go to bed until 3 am last night. =( I thought my insomnia was getting better, but there's no point in going on about that today. I found a new little cabin for sale! It's only 350 square feet, but we plan on buildin onto it. It has a small bedroom upstairs not included in the footage, a small bathroom and a kitchen. It's also on 17 acres! However no we are having a hard time finding someone to give us a loan because the land is worth more than the cabin, so they want to do a land loan which requires 20 percent down! That's like 15,000 dollars! I don't see how anyone can buy land with 20 percent down. I wish I had 15 grand laying around! What stinks is that my credit is excellent and even that won't help me get a loan! They say this is a "unique property" because of the square footage! Even though it has a bathroom a kitchen a bedroom and a living area it doesn't count as a home! So I asked if we could get a loan for the land and the money to add on. Since the square footage is the problem why not just buy it and add on immediatly. But guess what?! We would have to add on before we buy the property!!! We can't add on before we own it that's just outrageouse!!! There has to be someone out there that knows of a loop hole or something. This is a hassel. If we didn't like the property so much I would have said FORGET IT! But the price is right and I'm in love with everything about it. It would be a perfect start out place for me and my husband. The plan is open and the ceilings are high so it looks and feels larger than it is. The porch is beautiful!!! Okay okay I guess I better go make more phone calls and see what I can come up with. This is stressing me out though. Maybe that's why I didn't sleep much last night.